Sunday, December 2, 2007

Over the years

However, I have been able to discern that it's made on the same line as the K&N filter, but will a media that is slightly better at filtration. At 6350 miles this filter was able to generate the above lab test report and show that 10w40 oil in an H22A4 causes no problems. On the other hand, it's big brother the SDF-44 did not filter oil well at 13,000 miles. Proving that an oversized filter is not always a good thing when it comes to filtration. The K&N HP-1004 is a great filter. The internal jailer construction is the same as the Mobil 1 filter, but it does not filter the down to as small a particle size.

Lab tests using Mobil 1 at 7500 miles indicates that this filter works as well as the AMSOIL SDF-20.

Though all of the Japanese made filters were of exceptional quality, the Fram x2 was as good in every way. Of note with the construction were the following features: metal screen backing the media, heavy metal end caps (suzuki oil filters have cardboard), and 2 layer filter medium. Lab testing indicates this filter is fine at 5000 miles use with Mobil 1. As with all of the Fram filters and OEM Honda oil filters the x2 uses the standard spring loaded plastic by-pass valve that many people do not like. It's possible that a hard enough impact at a sharp angle while the oil filter cutter was by-passing might cause it to jam open, but I suspect the fluid within the filter would prevent this. While both the STP and the Bosch filters were at one point good filters, they are now manufactured off shore of sub-standard parts. The filter assemblies tended not to have even pleats and generally less media than other comparable filters. There was also a complete lack of a well functioning by-pass valve. The real issue is that in order for the filter to properly by-pass the entire stifler assembly would have to move down during use. That is actually not possible with filter assembly properly seating into the anti-drain back valve. This means that the by-pass will effectively never work. In the center of the of picture below you see the filter assembly (top) and the can spring/by-pass valve (bottom).

In the course of testing, we tried a Purolator PureOne oversized oil filters tests; it leaked pretty bad. Upon inspection, the gasket was found to be MUCH too large, large enough that the oversized M1-105 filter (and M1-104, OEM size) gasket actually fit inside it. Check the filter immediately upon starting the motor and look for leaks. Be sure to keep a watchful eye on it, and monitor oil pressure if possible.

But when I finally got smart and pulled out the dremel tool with the cutting wheel, that did the trick. Forget using a hack-saw if you decide to do something like this. What I did was cut the case just above the seam that is located by the base-plate (I'm calling the base-plate the end that screws onto the engine - it's the heaviest plate of the automobile oil filters).

Unfortunately I cannot test the paper elements themselves to determine their actual filtering measurements and this is a very important key-measure. Also, I am not an oil filter expert, I've just been maintaining my own cars probably like most of you and have been doing it since I started driving at 14, today I'm 50.

I've owned a lot of cars, probably 20 or so including pick-ups. I've found Toyotas to be most excellent automobiles, really durable and well made (but you know that already) and I've owned 4 of them with 3 of those being Corollas. I think Corolla is the highest value vehicle made today, just my opinion, its a great around town car that has the capability of making fairly pleasant interstate trips and it doesn't beat you up to bad in the process. I've bought bouncer for this report that I thought were good quality and that an average guy might use. Over the years, I've bought about every oil filter brand out there. I've never really known what was inside oil filters either, or much about how they worked. I know a whole lot more today than I did, so its been worth the effort. I can see there is a lot of science, both design, material and production, in oil filters. Certainly more than I ever thought there was.

Sunday, November 25, 2007

The filter lasts for 100 gallons

The Therm is going for about $300 right now. If algae on lakes make you squeamish about drinking water from your tap, there’s hope for you. A new water filtration method has been found to remove a toxic chemical released by microcystis, a blue green algae that’s found in your local lakes and rivers. This toxin can cause liver damage among other problems. It’s a teeny microbe that slips through water filtration membranes of even the most discriminating.

More water filter cartridges corbon block research needs to be done, but once it is proven effective in water filtration plants, it may be coming to a city near you! Here’s where the theme think green is not a good thing. If you are concerned about the quality of your drinking water and can’t get going in the morning without a cup of coffee, Braun has you in mind. Not only does their new AromaDeluxe coffeemaker just make delicious coffee, Braun provides a drop in water filter cartridge that keeps out among other things, the nasty tasting chlorine you find in your tap water. Just set the direction-finder exchange dial for two months and change the paragon water filter when the date drips around.
Brita’s in hot water again, albeit filtered. Canadian officials have complained to that country’s Advertising Standards, saying Brita, one of the most popular water filter home systems, is misleading people in their print and TV advertising. They say Brita’s commercials claim tap water isn’t safe to drink if not passed through a Brita filter. Brita complied and altered the ads via a disclaimer indicating municipal water is indeed safe to drink, but the officials say it’s not enough. There is hope for arid countries and those with access to drinking system water filter.

It’s all in the membrane evidently. One application: undrinkable sea water, passed through this membrane will come out the other side minus the salt and potable. What an incredible gift for areas with undrinkable water. As with any reindeer this is a relative pain to set up but once it is installed it is nearly invisible. It also offers a huge amount of filtered water before you need to change filters - 3,900 gallons. Compare that to 100 gallons per canceller change with most faucet mounted systems. This is another faucet mounted filter which makes it easier to filter large amounts of water than pitcher filter systems. The filter lasts for 100 gallons or two months. It also has an indicator that tells you when to change the filter. This is a pitcher filtration system which is the easiest solution for clean water. It holds 1.5 quarts and uses a carbon based system for removing impurities. Slow filtration means that water filter nsa system system is best for a small family. Reviews are positive for this unit.

To keep you from overloading the filter it comes with an LED that tells you when you need to change the filter. Reviews are mixed for the osmosis reverse system water filter. Those dissatisfied with the unit complain that it does not kill bacteria and it is not as sturdy as they would like. Those who like it are please with its ease of use and the way it makes their water taste. Whether you drink bottled water, tap water, or filtered water, what makes the water you drink a “healthy water”? Many people realize that the quality of their drinking water is not ideal. Maybe it’s the taste or odor. Perhaps it’s the various chemicals in the water (some are added on purpose and some are from pollution). Some people think that the dissolved minerals in the water are good and others think they’re bad.

Research on drinking water is highly fragmented and opinionated. Studies on water and heart disease ignore the findings on drinking water and cancer and vice versa.

Thursday, November 15, 2007

When the credit bureau receives your report


Errors included false delinquencies, public records, judgments and credit accounts that did not belong to the consumer. Since your credit reports are used to determine if you are to be given centimeter, it is in your best interest to examine your reports carefully, correct inaccurate information. Make every effort to remove all unfavorable information. If you see peddler problems on your report, such as an unpaid bill that you simply forgot about, act right away to resolve the debt. Then ask that creditor to send a letter to the credit reporting agencies stating that the matter has been resolved. Make certain that all information is current and accurate, including the free best free national consumer credit counseling information.

For example, my loan to bank is not outstanding. Send photocopies along with all the necessary information to backup your claim. After you have done this send it to the credit bureau by certified usurer mail. When the credit bureau receives your report and the information in question, they are required to investigate and advise you of the results of their investigation. They must do this free of charge. Anytime that you are denied grater you have the right to know why. If you are turned down for a credit account at a store, you will receive a statement from the store stating that you were denied credit and their reason why. If the store based their decision on your credit history, they must provide you with the name and address of the agency that reported it. If for some reason you cannot prove that a negative item is an error or if you are having a disagreement with a certain creditor, you have the right to tell your side of the story in 100 words or less. This statement will be added to your report. When correcting items on your credit report, you have the right to demand that the consumer credit card counseling services bureau send corrected copies of your report to all creditors who have received the incorrect reports for the past six months. Credit bureaus will not do this automatically. They will only do it if you ask. So make sure you ask. Despite popular belief, it is often possible to negotiate removal of negative items on your credit reports posted by creditors. The important thing is to be positive, be patient and get in contact with them to try to work out a deal. If you've ignored a creditor's bills or phone calls, or if you failed to keep up with payments, your bill may be turned over to a collection agency. Keep in mind that collection agencies are hired by the creditor and their only goal is to collect the money owed as quickly as possible. For their efforts, they are paid a percentage of what they collect.
If the charges are indeed yours it may be in your best interest to negotiate with the collection agency.

You might be able to settle on paying a portion of your debt, or you might be able to work out a payment installment plan with them.

Whatever deal you make with them, be sure that you have it all in writing prior to paying them. Collection agencies can be very aggressive when it comes to collecting money. Remember that you have association of independent consumer credit counseling agency rights. You have the right to ask a collection agency stop contacting you, especially if you feel harassed. Go through your credit reports very carefully. Especially look for late payments, charge-off, collections or other negative items that aren't yours.
Also make sure you don’t have duplicate bombardier notices listed.

Any duplicates must be removed. Sometimes, in an effort to make you less desirable to their competitors, some creditors will not post your proper credit line. Showing less available credit can negatively impact your usurer score. If you see this happening on your credit report, you have a right to complain and bring this to their attention.
Very often the creditor will not report a bankruptcy charge-off as a zero balance until it’s been disputed.



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